Financing

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Get equipment when you need it and keep your cash flow strong

Our flexible, comprehensive financing lets you acquire the products you need when you need them, not when a spreadsheet says you can have them.

Flexible funding that works with your budget

We know that maintaining a healthy cash flow is vital to running a successful business, whether you’re a small food store or a large retail chain. So is having the right equipment, in top working condition.  

The Hussmann Finance Program gives you the purchasing power to acquire new equipment or upgrade what you have while preserving your cash and credit. We offer plans tailored to your budget, with flexible terms and payment options, so you can purchase what you need based on operating costs – regardless of capital or cash on hand.

We’ll structure your financing to cover all of your large project costs, including equipment, freight, installation and maintenance, with one easy monthly payment.

Hussmann Finance Program highlights

  • Financing from $1,000 to $5,000,000
  • Application only approvals up to $100,000 in just hours 
  • 100% financing including soft costs up to 30% (freight, installation, etc.)
  • Tax benefits: contracts can be structured as operating leases/rentals to qualify as an operating expense vs. capital expense to allow for accelerated write-offs
  • Flexible terms: deferred and seasonal payment options available as well as progress payments for lengthy installations for new stores or renovations

Quick & convenient with lower upfront costs

There are many smart reasons to finance through Hussmann, from our quick and easy approval process to our low monthly payments and flexible pay structures. Our payment programs reduce upfront costs and fuel growth, allowing you to obtain the assets you need now while preserving working capital and freeing up cash for other operational expenses.

Monthly payments can be tailored to fit your budget level or revenue stream and you may be able to deduct all or a portion of your equipment cost the year it is purchased, depending on the amount. Anything over the first year deduction "cap" may also be depreciated over the next several years, giving you an ongoing tax deduction.*  

For your convenience, we can bundle non-equipment costs such as installation and freight into the finance contract, providing you with one affordable monthly payment (certain restrictions apply).

In most cases, just one phone call is all it takes to get the process started. Depending on the transaction size, credit approval and preparation of finance documentation can take place in the same day.

The Hussmann Finance Program is provided through Marlin Business Bank. For more information call John Gundersen at 888-479-9111 ext. 4340. 

*Consult your accountant for actual tax saving with financing